The State Bank’s silent payments revolution

How the SBP's latest circular could have far-reaching consequences for the state of digital Pakistan

Taken for a ride: Uber’s free ride wasn’t free after all

It was 9:07 pm and my thoughts raced like a tangled mess, loops of thread getting stuck at adjacent knots and reversing...

Why are we subsidizing car-use?

When I write about going high, everyone responds, “what about parking?” My response “we don’t need parking!” is met with shock. We are...

Digital Distribution – The Case for Digitizing Pension Payments in Pakistan

Pension payments in Pakistan constitute one of the largest payouts at an institutional level in cash. With modern technology bringing a wave...

What Shanghai Electric is inheriting from Abraaj

The problem with buying a monopoly is that you never really think about the competition until it is too late. Shanghai Electric’s...

Where are the opportunities for the poor?

Prime Minister Imran Khan has announced the Ehsas program for poverty alleviation — an admirable step. But more than government...

Pakistan’s misplaced tax policy

One of the major features of tax policy under PML-N government has been its incessant focus on expanding Pakistan’s tax net. To...

The strange tale of a Sindhi folk song and CPEC

“Ho Jamalo, Wa Wah Jamalo” are words that have been ringing in my ears for over three decades.  But it was only...

How valuable is your bureaucracy?

For decades now the issue monetization of perks has been on the table. No action has been taken because the powerful secretaries...

The cost of surplus power

Prime Minister Shahid Khaqan Abbasi recently said that the country would experience an electricity surplus in the region of 2,400-3,400 MW by...

Daronomics and its aftershocks

A familiar mess that the PTI has inherited

Onecoin: Cryptocurrency for the gullible

Our society seems to be fascinated with credulity and self-delusion. I first noticed this back in 2013, when “Engineer” Agha Waqar came...

Should we have a Planning Commission?

Kh Asif with his caustic remark “if here had been a Planning commission then, Taj Mahal would not be built!’ I am...

Balance for better: Are women’s networks really needed?

Ideally, we’re all part of the human race. We all have equal possibilities in the world based on our abilities and desire....

200 million people and zero unicorns

A successful Pakistani Silicon Valley entrepreneur opens up about building the next great startup in Pakistan