SBP grants in-principle approval to Finja to operate as EMI

LAHORE: Finja, the trailblazing Pakistani fintech behind the popular SimSim mobile wallet launched in partnership with Finca Microfinance Bank, has announced that it has received in-principle approval from the State Bank of Pakistan for an Electronic Money Institution (EMI).

The EMI licence will allow Finja to aggressively expand its operations by forging a fresh set of partnerships and interconnects with select banks and ecosystem partners in the rapidly evolving digital financial services landscape of the country.

“This in-principle approval will enable Finja to increase the speed of service delivery and accelerate scale to digitize Pakistan’s workforce and business transactions,” said Qasif Shahid, Co-Founder and CEO of Finja.

Finja has a special focus on salaried individuals and the businesses that employ them. In a short span of time, the company has digitized payroll disbursement, payment collections and instant loans for thousands of organizations and their employees. Finja has well over half a million mobile app-led wallets with the highest average balance in the industry.

The company is backed by leading global venture capital funds including Vostok Emerging Finance, BeeNext and Quona Capital.

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