Roshan Digital Account inflows reach $10.9 billion since launch in 2020

State Bank data shows $7bn used locally and $1.86bn repatriated by overseas account holders.

Pakistan has received $10.912 billion through the Roshan Digital Account (RDA) scheme since its launch in September 2020, according to data released by the State Bank of Pakistan (SBP). Nearly two-thirds of the total inflows have been utilised domestically.

The central bank’s data showed that $1.859 billion has been repatriated abroad, while $7.001 billion — over 64 percent of total inflows — has been used within Pakistan. Combined, the utilised and repatriated funds amounted to $8.86 billion, leaving an estimated repatriable liability of $2.052 billion.

Officials said the domestic use of RDA inflows has supported Pakistan’s external position at a time of limited foreign investment. The scheme has also helped maintain SBP reserves above $14 billion, providing some stability to the exchange rate.

RDA inflows have averaged around $2 billion annually since inception. Experts believe the figure could rise further if Pakistan finalises larger economic partnerships with Saudi Arabia.

Pakistan recorded its first current account surplus in a decade during FY25, though the balance turned negative in the initial months of FY26 due to higher profit and dividend outflows. Despite tighter external conditions, the country repaid $500 million in maturing Eurobonds last week. 

Experts said strong remittance flows could further boost investor confidence in the RDA scheme.

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