Faysal Bank announces Sukuk issuance of Rs 7 billion, final dividend announced at Rs 2 per share for FY 2025

In a move to strengthen its capital position, Faysal Bank Limited's(FBL) board approved the issuance of Tier-II capital in the form of Islamic Sukuk, valued at Rs 7 billion. The bank announced this in their year-end financial results for 2025. This includes an additional green-shoe option of PKR 2 billion. The Sukuk will be issued through private placement to qualified institutional buyers, subject to regulatory approvals. The Sukuk issuance aims to support the bank's Tier-II capital base, ensuring compliance with capital adequacy regulations.

The bank announced a final dividend of Rs 2 per share for the year ended December 31, 2025, in addition to the 15% interim dividend already paid. This brings the total dividend for the year to 20%.

In terms of financials, the bank reported a net profit of Rs 21.7 billion, slightly lower than the previous year’s Rs 23 billion. The bank's assets increased by 13.6%, reaching Rs 1.77 trillion, up from Rs 1.56 trillion in 2024.

The bank's total income for 2025 amounted to Rs 99.2 billion, a 12.9% increase compared to Rs 87.6 billion in 2024. This growth was primarily driven by an increase in fee and commission income and a rise in foreign exchange earnings. Despite a rise in operating expenses, including provisions for credit losses, Faysal Bank was able to maintain profitability.

Earnings per share for the year stood at Rs 14.30, slightly lower than the previous year’s Rs 15.17.

Faysal Bank's liabilities increased by 11.6%, primarily due to a rise in deposits and borrowings, while its share capital remained stable at Rs 15.2 billion.

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