Inflows in Roshan Digital Accounts totalled $216 million in January 2026

As of January 2026, Pakistan has received $11.92 billion in inflows under the Roshan Digital Account (RDA), according to data from the State Bank of Pakistan (SBP). 

The facility, which allows overseas Pakistanis to open digital accounts for banking and investment, continues to gain momentum with January inflows reaching $216 million, up from $213 million in December.

Net inflows for January totaled $145 million, slightly below the six-month average of $175 million but still reflective of consistent participation. Since its launch in September 2020, the RDA has mobilized $9.6 billion, surpassing the financial support Pakistan received from the International Monetary Fund (IMF) during the same period.

SBP data shows that of the $11.92 billion in total inflows, $1.97 billion has been repatriated, while $7.66 billion has been used locally, contributing to the country’s foreign exchange reserves. 

The number of RDA accounts increased to 901,764 in January, compared to 893,130 the previous month.

The RDA scheme, which is in partnership with commercial banks, also facilitates remittances from overseas workers. Remittances from the Pakistani diaspora surged to $23.2 billion in the first seven months of fiscal year 2026, an 11% increase from the previous year.

This steady rise in RDA inflows underscores the growing confidence of overseas Pakistanis in the initiative, which continues to support the country’s foreign exchange reserves. As of February 6, SBP’s foreign exchange reserves stood at $16.18 billion, with expectations to rise to $18 billion by June 2026, providing coverage for nearly three months of imports.