The Tide Continues To Rise – ABHI Microfinance Bank

ABHI Microfinance Bank entered 2026 with a clear focus on financial recovery, balance sheet strengthening, sustainable growth, and the gradual build-up of a more digitally enabled banking model. The year-end position of December 2025 had already validated a turnaround, and the unaudited first quarter accounts for March 2026 provide an even stronger view of the Bank’s progress and the direction in which the institution is moving.

For the period ended 31 March 2026, ABHI Microfinance Bank Limited reported continued financial progress, with improvement across profitability, income growth, portfolio expansion, deposit strength, and capital recovery.

The Bank reported revenue of PKR 4.874 billion, compared to PKR 2.600 billion in the corresponding period last year. This was mainly supported by income from loans and advances, which stood at PKR 3.827 billion, reflecting the continued expansion of the Bank’s lending portfolio and its focus on building earning assets.

This performance was supported by a stable deposit base, which stood at PKR 69.216 billion as of 31 March 2026.

The Bank’s equity position also improved materially during the quarter. Paid-up capital net of losses stood at a positive PKR 2.262 billion as of 31 March 2026, compared to a negative PKR 397 million as of 31 December 2025. This reflects continued progress in the Bank’s financial position.

Alongside financial recovery, ABHI Microfinance Bank continued to move toward a more digital-first future. The Bank’s direction is focused on combining its nationwide microfinance infrastructure with digital capabilities that can improve access, convenience, and financial inclusion for customers. This includes creating a banking experience that is faster, more accessible, and better aligned with the needs of individuals, small businesses, merchants, and underserved communities across Pakistan.

As of 31 March 2026, the Bank operated through 114 branches, with a presence across Punjab, Khyber Pakhtunkhwa, Balochistan, Sindh, Gilgit-Baltistan, and Azad Jammu & Kashmir. This physical footprint, combined with the Bank’s growing digital direction, positions ABHI Microfinance Bank to serve customers through both branch-led and digitally enabled channels.

Overall, the Q1 2026 results reflect continued progress in profitability, income growth, deposit stability, capital recovery, and the Bank’s transition toward a digitally enabled financial institution. The quarter marks another step in ABHI Microfinance Bank’s journey of building a stronger, more inclusive, and future-ready digital banking platform.