HeadlinesBanks are starting to charge a monthly fee on high value deposits. How will it work and who will it affect?
A number of banks have introduced a new monthly fee targeting high-value deposits. This will help them reduce deposits and improve their advance-to-deposit ratio (ADR). This is how it will work.
Nov 19, 2024
HeadlinesSamba Bank sale process terminated yet again
Saudi National Bank halts sale of Samba Bank stake in Pakistan
Nov 12, 2024
FeaturedThe govt is becoming increasingly sophisticated about debt management. Is it too little too late?
The 2024 fiscal numbers reveal a transient debt management strategy driven by enhanced liquidity. But eventual success rests on long term reforms and global economic conditions
Nov 4, 2024
FeaturedWith new regulation and licences, what are the implications for branchless banking?
JazzCash and Easypaisa dominate branchless banking, but then why are they keen on gaining licences to be ‘digital banks’?
Oct 28, 2024
HeadlinesPaper based transactions decline in volume for the second consecutive year
Retail payments hit 6.4 billion transactions in FY24, fueled by mobile banking, Raast, and a shift toward digital convenience
Oct 12, 2024
FeaturedHas PKIC’s interest rate arbitrage finally ended?
Pakistan’s largest DFI has had an underwhelming 2024 so far as its investment strategy backfires
Oct 7, 2024
FeaturedAre Islamic Banks taking their customers for a ride?
Senate Committee grills SBP on Islamic banking practices amid soaring profits and record interest rates
Sep 23, 2024
FeaturedAfter making losses for half a decade, Telenor Bank is finally out of the red
One of the first players in Pakistan’s microfinance industry appears to be finding its footing at last. It turns out the key to profitability was shrinking its balance sheet
Sep 9, 2024
FeaturedPIA debt restructuring: a surprisingly balanced deal
The government of Pakistan is generally terrible at negotiating complex transactions, but in the PIA debt restructuring, may have gotten itself an as-good-as-possible agreement that spreads the pain among the banks and the government relatively evenly
Sep 2, 2024
FeaturedWho owns Pakistan’s digital wallet throne?
As the two DFS juggernauts compete for the top spot, we delve into determining whose claim is real
Jul 15, 2024
HeadlinesFederal government to drop ADR once again
Jun 28, 2024
FeaturedWill fiscal year 2025 be a better year for the private sector?
It would seem that the long battle with inflation is finally coming to an end
Jun 24, 2024